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Cash Account and cash interest rate

We offer a comprehensive range of tax wrappers to meet your clients needs – for now and in the future. You can apply for the accounts below through the Advance by Embark Platform.

Advance Portfolio cash interest rates

Cash will be combined with that of other account holders and deposited with our banking partners, currently NatWest Group plc and Bank of Scotland plc.

Your cash will earn a variable rate of interest, calculated daily from the date we receive it, and will be added to your Account on the first business day of each month.

Advance Portfolio cash account and interest rates as at 06/07/2020

A Cash Account is opened automatically when an Advance Portfolio is opened.

Account
Interest rate
AER*
Notes
Advance Cash ISA
Interest rate: 0.00%
AER*: 0.00%
Notes: Interest paid on a Cash ISA is exempt from income tax.
Advance Cash Account and cash
Interest rate: 0.00%
AER*: 0.00%
Notes: Interest paid on cash in a Stocks and Shares ISA and Retirement account is exempt from income tax.

Interest charge

We have the right to retain a proportion (up to 0.10% each year) of the interest we receive and pass on a lower rate to you. The rate we currently pay to you is 0.00% each year – this represents an annual AER* of 0.00%.

*AER stands for Annual Equivalent Rate and shows that the interest rate would be if interest was paid and added each year.

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Stock and shares ISA & Cash ISA

Allows your clients to replace withdrawals taken out of their ISA, without the replacement contributions counting towards their ISA subscription.

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Retirement account

Clients benefit from tax relief on their payments, benefits to their beneficiaries if they die and a choice about how and when they can take retirement benefits.

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Investment account

Access to a wide range of assets, giving savings the potential for capital growth and income, as well as providing a flexible means of investing and accessing money.

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Junior stocks and shares ISA - image

Junior stocks and shares ISA

Tax efficient gifting between generations on the Junior stocks and shares ISA.

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Junior retirement account

Tax relief on contributions to the Junior Retirement Account.

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Cash Account

The Advance Cash Account is opened automatically when an Advance Portfolio is opened.

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TAX WRAPPERS

Choose from a comprehensive range to meet your clients’ needs.
 

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PROTECTING YOUR CLIENTS’ PORTFOLIO

The addition of Accidental Death Cover, provided by Zurich Assurance Limited, could help give your clients added peace of mind.

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TRUSTS

As the UK demographic changes, a greater proportion of private wealth is held by those clients approaching or at retirement.

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PLATFORM UPDATES

From launching new products to making changes to support you through the most recent regulatory change.

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OUR PLATFORM TOOLS

Access to a range of independent tools from EValue and Financial Express.
 

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